@font-face{font-family:"Rubik";src:url(/assets/fonts/rubik-var.woff2) format("woff2");font-weight:300 900;font-display:swap}
:root{--ink:#1b2438;--muted:#556078;--line:#e3e7f0;--bg:#fbfaf7;--card:#fff;--soft:#f1f4fb;--radius:14px;--focus:#b45309;--shadow:0 1px 2px rgba(20,30,60,.06),0 6px 20px rgba(20,30,60,.06)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;font-family:"Rubik",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.75;font-size:18px}
img{max-width:100%;height:auto}
a{color:var(--primary);text-underline-offset:3px}
a:hover{color:#142a68}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:4px}
.sr-only{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip-link{position:absolute;top:-60px;inset-inline-start:12px;background:var(--primary);color:#fff;padding:10px 16px;border-radius:8px;z-index:100}
.skip-link:focus{top:12px}
.wrap{width:min(1120px,100% - 32px);margin-inline:auto}
.narrow{width:min(760px,100% - 32px)}
main{display:block;min-height:60vh}
h1{font-size:clamp(1.7rem,4.6vw,2.6rem);line-height:1.25;margin:.3em 0 .5em;color:var(--primary);font-weight:600}
h2{font-size:clamp(1.25rem,3vw,1.6rem);line-height:1.35;margin:1.8em 0 .6em;font-weight:600}
h3{font-size:1.1rem;margin:.2em 0 .3em}
.lede,.lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
.hint{color:var(--muted);font-size:.95rem}
.content{padding-block:28px 56px}
.prose p{max-width:68ch;margin:0 0 1.1em}
.prose ul{padding-inline-start:1.3em;max-width:68ch}
.prose li{margin:.3em 0}
.byline,.disclaimer{color:var(--muted);font-size:.92rem}
.disclaimer{border-top:1px solid var(--line);padding-top:14px;margin-top:32px}
/* header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.header-row{display:flex;align-items:center;gap:14px;min-height:68px;flex-wrap:wrap}
.brand img{display:block;height:40px;width:auto}
.beta{font-size:.78rem;background:var(--soft);color:var(--primary);border-radius:99px;padding:2px 10px;font-weight:500}
.nav{margin-inline-start:auto}
.nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.nav a{display:block;padding:8px 12px;border-radius:8px;text-decoration:none;color:var(--ink);font-size:.98rem}
.nav a:hover,.nav a[aria-current=page]{background:var(--soft);color:var(--primary)}
.search-link{display:inline-flex;padding:10px;border-radius:10px;color:var(--primary)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:8px 14px;font:inherit;color:var(--ink);cursor:pointer;min-height:44px}
@media (max-width:860px){
 .menu-btn{display:inline-block;margin-inline-start:auto}
 .nav{display:none;width:100%;order:9;margin:0 0 10px}
 .nav.open{display:block}
 .nav ul{flex-direction:column}
 .nav a{padding:12px}
}
/* hero */
.hero{background:linear-gradient(180deg,#eef2fb 0,var(--bg) 100%);padding-block:44px 28px}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:32px;align-items:center}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.hero-art{order:-1;max-width:260px;margin-inline:auto}}
.hero-img{border-radius:var(--radius);width:100%;height:auto}
.hero-art{display:flex;justify-content:center}
.tri{position:relative;width:260px;height:230px}
.tri .n{position:absolute;display:grid;place-items:center;width:84px;height:84px;border-radius:24px;background:#fff;box-shadow:var(--shadow)}
.tri .n1{top:0;inset-inline-start:88px;color:var(--c-cashflow)}
.tri .n2{bottom:0;inset-inline-start:0;color:var(--c-capital)}
.tri .n3{bottom:0;inset-inline-end:0;color:var(--c-goals)}
.tri .link-line{position:absolute;inset:40px 40px 40px 40px;border:2px dashed #b9c4e4;border-radius:40px;z-index:-1;clip-path:polygon(50% 0,100% 100%,0 100%)}
/* search */
.searchbox label{display:block;font-weight:500;margin-bottom:8px}
.searchrow{display:flex;gap:10px}
input[type=search],input[type=text],textarea,select{width:100%;font:inherit;padding:13px 14px;border:1.5px solid #9aa6c4;border-radius:12px;background:#fff;color:var(--ink);min-height:48px}
input:focus,textarea:focus,select:focus{border-color:var(--primary)}
.btn{display:inline-block;font:inherit;font-weight:500;background:var(--primary);color:#fff;border:2px solid var(--primary);border-radius:12px;padding:11px 22px;cursor:pointer;text-decoration:none;min-height:48px;line-height:1.4}
.btn:hover{background:#142a68;color:#fff}
.btn-ghost{background:transparent;color:var(--primary)}
.btn-ghost:hover{background:var(--soft);color:var(--primary)}
.btn[disabled]{opacity:.6;cursor:default}
/* blocks */
.block{padding-block:12px 18px}
.entries{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
@media (max-width:860px){.entries{grid-template-columns:1fr 1fr}}
@media (max-width:420px){.entries{grid-template-columns:1fr}}
.entries a{display:block;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px;text-decoration:none;color:var(--ink);height:100%;font-weight:500}
.entries a:hover{border-color:var(--primary);box-shadow:var(--shadow)}
.circle-cards,.cards,.soon-cards,.svc-list,.news{list-style:none;padding:0;margin:0}
.circle-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media (max-width:760px){.circle-cards{grid-template-columns:1fr}}
.circle-card a{display:block;background:var(--card);border:1px solid var(--line);border-top:5px solid currentColor;border-radius:var(--radius);padding:20px;text-decoration:none;height:100%}
.circle-card p{margin:0;color:var(--muted);font-size:1rem}
.circle-card h3{color:var(--ink);font-size:1.25rem}
.circle-cashflow a{color:var(--c-cashflow)}.circle-capital a{color:var(--c-capital)}.circle-goals a{color:var(--c-goals)}
.circle-card a:hover{box-shadow:var(--shadow)}
.cards{display:grid;gap:10px}
.cards-2{grid-template-columns:repeat(2,1fr)}
@media (max-width:700px){.cards-2{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px;display:flex;flex-direction:column;gap:4px}
.card a{font-weight:500;text-decoration:none;color:var(--ink)}
.card a:hover{color:var(--primary);text-decoration:underline}
.kind{font-size:.78rem;color:var(--muted)}
.hover,.cross-note{font-size:.92rem;color:var(--muted)}
.more-link{font-weight:500}
.news li{padding:12px 0;border-bottom:1px solid var(--line)}
.news p{margin:.2em 0 0;color:var(--muted)}
.date{font-size:.88rem;color:var(--muted)}
.soon-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.soon-full{grid-template-columns:repeat(2,1fr)}
@media (max-width:900px){.soon-cards{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.soon-cards,.soon-full{grid-template-columns:1fr}}
.soon-card{background:var(--soft);border-radius:var(--radius);padding:18px;border:1px dashed #b9c4e4}
.soon-card p{color:var(--muted);font-size:.98rem}
.badge{display:inline-block;background:#fff;color:var(--primary);border-radius:99px;padding:2px 12px;font-size:.8rem;font-weight:500;border:1px solid #b9c4e4}
/* chips / filters */
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:6px 0 18px}
.chip{display:inline-flex;align-items:center;gap:6px;font-size:.88rem;border-radius:99px;padding:3px 12px;border:1.5px solid currentColor;text-decoration:none;background:#fff}
.chip-cashflow{color:var(--c-cashflow)}.chip-capital{color:var(--c-capital)}.chip-goals{color:var(--c-goals)}.chip-cross{color:var(--muted)}
.chip.is-primary{background:currentColor}.chip.is-primary{color:#fff}
.chip-cashflow.is-primary{background:var(--c-cashflow)}.chip-capital.is-primary{background:var(--c-capital)}.chip-goals.is-primary{background:var(--c-goals)}
.filters{display:flex;gap:8px;flex-wrap:wrap;margin:12px 0}
.pill{font:inherit;border:1.5px solid var(--line);background:#fff;border-radius:99px;padding:8px 18px;cursor:pointer;min-height:44px}
.pill.is-on{background:var(--primary);color:#fff;border-color:var(--primary)}
.qlist{list-style:none;padding:0;margin:0}
.qrow{padding:12px 0;border-bottom:1px solid var(--line)}
.qrow[hidden]{display:none}
.qrow a{font-weight:500;text-decoration:none;color:var(--ink);display:block}
.qrow a:hover{color:var(--primary);text-decoration:underline}
.qrow .chips{margin:6px 0 0}
.crumbs ol{display:flex;flex-wrap:wrap;gap:6px;list-style:none;padding:0;margin:0 0 8px;font-size:.9rem;color:var(--muted)}
.crumbs li+li::before{content:"‹";margin-inline-end:6px}
.crumbs a{color:var(--muted)}
.circle-head{display:flex;gap:18px;align-items:center}
.circle-cashflow .circle-head{color:var(--c-cashflow)}.circle-capital .circle-head{color:var(--c-capital)}.circle-goals .circle-head{color:var(--c-goals)}
.circle-head h1{color:inherit}
.circle-head .lede{color:var(--muted)}
/* content bits */
.personal,.wa-card,.feedback{background:var(--soft);border-radius:var(--radius);padding:18px 22px;margin:26px 0}
.personal h2,.feedback h2{margin:0 0 .4em;font-size:1.1rem}
.tags{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0}
.tags a{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:99px;padding:4px 14px;text-decoration:none}
a.term{text-decoration-style:dotted}
.fb-buttons{display:flex;gap:10px;flex-wrap:wrap}
.fb-buttons .btn[aria-pressed=true]{background:var(--primary);color:#fff}
.fb-more{margin-top:14px}
.fb-more label{font-weight:500}
.hp{position:absolute!important;inset-inline-start:-9999px;width:1px;height:1px;opacity:0}
.wa-card{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap}
.wa-card p{margin:0;font-weight:500}
.wa-float{position:fixed;inset-block-end:16px;inset-inline-start:16px;background:#146c43;color:#fff;border-radius:99px;padding:10px 18px;text-decoration:none;font-weight:500;box-shadow:var(--shadow);z-index:40;font-size:.95rem}
.wa-float:hover{color:#fff;background:#0f5132}
@media print{.wa-float,.site-header,.feedback{display:none}}
/* forms */
.form .field{margin:0 0 16px}
.form label{display:block;font-weight:500;margin-bottom:6px}
.req{font-weight:400;color:var(--muted)}
.form-msg{margin-top:12px;padding:12px 14px;border-radius:10px}
.form-msg.ok{background:#e8f6ee;color:#14532d}.form-msg.err{background:#fdecec;color:#7a1c1c}
.form-msg[hidden],.fb-thanks[hidden],.fb-error[hidden],.fb-more[hidden],.soon-thanks[hidden],#noresult[hidden]{display:none}
.svc-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
@media (max-width:700px){.svc-list{grid-template-columns:1fr}}
.svc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.svc h2{margin:0 0 .3em;font-size:1.25rem}
.svc h2 a{text-decoration:none;color:var(--primary)}
.results{list-style:none;padding:0}
.result{padding:14px 0;border-bottom:1px solid var(--line)}
.result a{font-weight:600;font-size:1.08rem}
.result p{margin:.25em 0 0;color:var(--muted);font-size:.98rem}
.rtype{display:inline-block;font-size:.76rem;border-radius:6px;padding:1px 8px;margin-inline-end:8px;background:var(--soft);color:var(--primary)}
.rtype-c{background:#eaf5f3;color:#0f5f58}.rtype-a{background:#f6ecf5;color:#7c2f73}.rtype-p{background:#f3f1ea;color:#6b5a1e}
.hero-fig{margin:0 0 20px}.hero-fig img{border-radius:var(--radius);width:100%}.hero-fig figcaption{font-size:.88rem;color:var(--muted)}
.empty{background:var(--soft);padding:20px;border-radius:var(--radius)}
.nojs{color:var(--muted);font-size:.9rem}
html.js .nojs{display:none}
/* footer */
.site-footer{background:#0f1a3d;color:#dfe6f7;margin-top:48px;padding-block:36px;font-size:.96rem}
.site-footer a{color:#fff}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr}}
.foot-brand{font-size:1.3rem;font-weight:600;margin:0}.foot-tag{margin:.2em 0 1em;color:#b9c4e4}.foot-note{color:#b9c4e4;font-size:.9rem}
.foot-links{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:6px}
table{border-collapse:collapse;width:100%}th,td{border:1px solid var(--line);padding:8px 10px;text-align:start}

/* book page */
.book-hero{display:grid;gap:1.5rem;grid-template-columns:minmax(180px,300px) 1fr;align-items:start;margin-block:1rem 1.5rem}
.book-cover{width:100%;height:auto;border-radius:12px}
.book-quote{margin:0 0 1rem;padding-inline-start:1rem;border-inline-start:3px solid var(--primary,#1f3c8c);color:#333}
.book-quote p,.book-short p{margin:0 0 .8em}
.book-more{margin:1.25rem 0;border:1px solid #d9dde8;border-radius:10px;padding:.25rem 1rem}
.book-more summary{cursor:pointer;font-weight:600;padding:.6rem 0}
.book-strong{font-weight:700}
.book-price{margin:1.5rem 0 .5rem;font-size:1.1rem}
.book-note{font-size:.92rem;color:#555}
.book-form{display:grid;gap:.7rem;max-width:30rem;margin:1.25rem 0;padding:1.25rem;border:1px solid #d9dde8;border-radius:12px}
.book-form h2{margin:0}
.book-form label{display:grid;gap:.25rem;font-size:.95rem}
.book-form input:not([type=checkbox]){padding:.6rem;border:1px solid #b8bfd0;border-radius:8px;font:inherit}
.book-form .book-consent{display:block}
.book-form .hp{position:absolute;inset-inline-start:-9999px;width:1px;height:1px;opacity:0}
.book-err{color:#a11;margin:0}
.book-niv{margin-top:1rem;font-size:.95rem;color:#555}
@media(max-width:640px){.book-hero{grid-template-columns:1fr}}